The 100% Free
Multi-Bank UPI Payment Gateway.
Collect payments directly into your personal FamPay, Airtel Payments Bank, or any UPI ID with 0% Transaction Fees. Display dynamic vector QR codes, and our automated IMAP engine parses bank notification emails within seconds to trigger instant webhooks to your server.
Universal UPI & Bank Notification Compatibility
Order Total
Instant 1-Tap Payment Across All Indian UPI Apps
Dynamic deep-links automatically launch buyer apps on mobile phones with zero manual typing required.
PhonePe
1-Tap Direct UPIGoogle Pay
Auto-Fill QRPaytm UPI
Wallet & UPIBHIM UPI
NPCI CertifiedFamPay / FamApp
Instant P2P 0%Automated Peer-to-Peer UPI Notification & Verification Engine
Generate a dynamic UPI QR, display the exact payable amount, then automatically verify incoming bank UTR references via webhook.
Create Order
Amount, UPI ID & redirect URL sent via JSON POST
QR & Hosted Checkout
SVG QR with embedded store logo & 5-min timer
Atomic UTR Lock
Receipt matched via IMAP; HMAC webhook fired in <5s
Get your API key
Create an account and configure your merchant transaction notification listener for automated verification.
Generate a QR
Send a UPI ID and amount. The API returns an order ID, QR URL, and unique payable amount.
Check payment status
Use the order ID to check whether payment is pending, successful, or expired, or receive signed webhooks.
Two calls. One clear answer.
Create a payment session, then ask for its status or let webhooks handle it. Clean JSON that fits whatever stack you use.
curl -X POST https://famflow.cyou/api/create-order \
-H "Authorization: Bearer fam_8a752bce3d47058f..." \
-H "Content-Type: application/json" \
-d '{
"amount": 499.00,
"redirect_url": "https://your-store.com/checkout/success"
}'Bank UTR Idempotency
Verify clean exact amounts with atomic database locking on 12-digit bank reference numbers, preventing double-spend and collisions.
UPI QR Generation
Generate crisp vector SVG QR codes with rounded corners and your custom store avatar placed cleanly in the center.
Hosted Payment Page
Ready-to-use checkout at /pay/[slug] with real-time countdown, mobile 1-tap deep links (PhonePe, GPay, Paytm, FamPay), and celebratory confetti.
Instant Webhooks
Real-time HTTP callbacks signed with HMAC-SHA256 dispatched to your server the millisecond payment is confirmed.
Proudly Built in India by </> Zyrex
FamFlow is engineered entirely in India, dedicated to empowering Indian developers, students, and freelancers with zero-fee, robust non-custodial UPI payment automation infrastructure.
100%
Free UPI Gateway
Zero
Hidden Charges
Secure
Direct P2P Privacy
Live System Status
Monitor our API endpoint gateway, IMAP receipt parsers, and website uptime in real-time. Transparent infrastructure backed by independent SLA checks.
View Public Status DashboardHow much do you save with FamFlow?
See how much you lose to traditional 2% gateway commissions + GST
Other Gateways (2% + GST)
₹2,360/mo
₹0/mo
Your Annual Savings
₹28,320
Everything you need to know
Clear answers on non-custodial UPI verification and security
Ready to accept automated UPI payments?
Create an account, generate an API key, and make your first payment link in minutes. No complex banking integration or KYC needed.
API calls to complete a payment
Uptime across all endpoints
Average payment verification
Transaction fee forever